/* ============================================================
   RURAL BANK OF LILOY (ZN), INC.
   Design System: "Agrarian Modernism"
   Deep heritage blue + harvest gold. Editorial typography.
   ============================================================ */

:root {
  /* Brand Colors */
  --liloy-blue: #1a3a9c;
  --liloy-blue-deep: #0f2573;
  --liloy-blue-dark: #07154a;
  --liloy-blue-light: #3d5fc4;
  --liloy-accent: #5d8bff;

  /* Harvest Gold */
  --gold: #d4a84a;
  --gold-light: #e8c878;
  --gold-dark: #a67d2e;

  /* Neutrals */
  --cream: #faf7f0;
  --paper: #fefcf7;
  --ink: #0a0e27;
  --ink-soft: #2a2f4a;
  --muted: #6b7094;
  --border: #e4e0d4;
  --border-soft: #f0ede3;

  /* Semantic */
  --success: #2d7a3e;
  --danger: #c13a3a;

  /* Typography */
  --font-display: 'Fraunces', 'Playfair Display', Georgia, serif;
  --font-body: 'Manrope', 'Inter', -apple-system, sans-serif;
  --font-mono: 'JetBrains Mono', ui-monospace, monospace;

  /* Spacing & Motion */
  --radius: 4px;
  --radius-lg: 12px;
  --shadow-sm: 0 1px 2px rgba(10,21,74,0.04), 0 2px 8px rgba(10,21,74,0.06);
  --shadow-md: 0 4px 20px rgba(10,21,74,0.08), 0 20px 40px rgba(10,21,74,0.06);
  --shadow-lg: 0 20px 60px rgba(10,21,74,0.15);
  --ease: cubic-bezier(0.4, 0, 0.2, 1);
  --ease-out: cubic-bezier(0.22, 1, 0.36, 1);
}

* { box-sizing: border-box; margin: 0; padding: 0; }

html { scroll-behavior: smooth; }

body {
  font-family: var(--font-body);
  background: var(--cream);
  color: var(--ink);
  line-height: 1.6;
  font-weight: 400;
  overflow-x: hidden;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}

img { max-width: 100%; display: block; }

/* ===== GRAIN OVERLAY ===== */
body::before {
  content: "";
  position: fixed;
  inset: 0;
  pointer-events: none;
  z-index: 9999;
  opacity: 0.025;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='200' height='200' viewBox='0 0 200 200'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='0.9' numOctaves='2' /%3E%3C/filter%3E%3Crect width='200' height='200' filter='url(%23n)' /%3E%3C/svg%3E");
  mix-blend-mode: multiply;
}

/* ============================================================
   TYPOGRAPHY
   ============================================================ */
h1, h2, h3, h4 {
  font-family: var(--font-display);
  font-weight: 500;
  line-height: 1.05;
  letter-spacing: -0.02em;
  color: var(--ink);
}
h1 { font-size: clamp(2.5rem, 6vw, 5.5rem); font-weight: 400; }
h2 { font-size: clamp(2rem, 4vw, 3.5rem); font-weight: 400; }
h3 { font-size: clamp(1.4rem, 2.5vw, 2rem); }
h4 { font-size: 1.25rem; font-weight: 600; }

.eyebrow {
  font-family: var(--font-mono);
  font-size: 0.75rem;
  font-weight: 500;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  color: var(--liloy-blue);
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
}
.eyebrow::before {
  content: "";
  width: 24px;
  height: 1px;
  background: var(--liloy-blue);
}

em, .italic {
  font-style: italic;
  font-family: var(--font-display);
  color: var(--gold-dark);
}

/* ============================================================
   LAYOUT
   ============================================================ */
.container { max-width: 1280px; margin: 0 auto; padding: 0 2rem; }
.container-narrow { max-width: 960px; margin: 0 auto; padding: 0 2rem; }
.section { padding: 7rem 0; position: relative; }

/* ============================================================
   BUTTONS
   ============================================================ */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.6rem;
  padding: 0.95rem 1.8rem;
  font-family: var(--font-body);
  font-size: 0.9rem;
  font-weight: 600;
  letter-spacing: 0.02em;
  border-radius: var(--radius);
  border: 1px solid transparent;
  text-decoration: none;
  cursor: pointer;
  transition: all 0.25s var(--ease);
  position: relative;
  overflow: hidden;
}
.btn-primary {
  background: var(--liloy-blue-deep);
  color: var(--cream);
}
.btn-primary:hover {
  background: var(--liloy-blue-dark);
  transform: translateY(-2px);
  box-shadow: 0 10px 30px rgba(15,37,115,0.25);
}
.btn-gold {
  background: var(--gold);
  color: var(--liloy-blue-dark);
}
.btn-gold:hover { background: var(--gold-light); transform: translateY(-2px); }

.btn-outline {
  background: transparent;
  color: var(--ink);
  border: 1px solid var(--ink);
}
.btn-outline:hover {
  background: var(--ink);
  color: var(--cream);
}
.btn-ghost {
  background: transparent;
  color: var(--liloy-blue);
  padding: 0.5rem 0;
}
.btn-ghost::after {
  content: "→";
  transition: transform 0.3s var(--ease);
}
.btn-ghost:hover::after { transform: translateX(6px); }

/* ============================================================
   NAVBAR
   ============================================================ */
.navbar {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  z-index: 100;
  padding: 1.25rem 0;
  background: rgba(250, 247, 240, 0.85);
  backdrop-filter: blur(20px);
  -webkit-backdrop-filter: blur(20px);
  border-bottom: 1px solid transparent;
  transition: all 0.3s var(--ease);
}
.navbar.scrolled {
  padding: 0.75rem 0;
  background: rgba(250, 247, 240, 0.95);
  border-bottom-color: var(--border);
}
.nav-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  max-width: 1280px;
  margin: 0 auto;
  padding: 0 2rem;
}
.nav-logo {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  text-decoration: none;
  color: var(--ink);
}
.nav-logo img { height: 44px; width: 44px; object-fit: contain; }
.nav-logo-text {
  display: flex;
  flex-direction: column;
  line-height: 1;
}
.nav-logo-text strong {
  font-family: var(--font-display);
  font-size: 1rem;
  font-weight: 600;
  color: var(--liloy-blue-deep);
  letter-spacing: -0.02em;
}
.nav-logo-text span {
  font-size: 0.65rem;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--muted);
  margin-top: 3px;
}
.nav-links {
  display: flex;
  align-items: center;
  gap: 2.25rem;
  list-style: none;
}
.nav-links a {
  font-size: 0.88rem;
  font-weight: 500;
  color: var(--ink-soft);
  text-decoration: none;
  position: relative;
  transition: color 0.2s;
}
.nav-links a:hover { color: var(--liloy-blue); }
.nav-links a::after {
  content: "";
  position: absolute;
  left: 0; right: 0;
  bottom: -6px;
  height: 1px;
  background: var(--liloy-blue);
  transform: scaleX(0);
  transform-origin: left;
  transition: transform 0.3s var(--ease);
}
.nav-links a:hover::after { transform: scaleX(1); }
.nav-cta { display: flex; gap: 0.75rem; }

.menu-toggle {
  display: none;
  background: none;
  border: none;
  cursor: pointer;
  width: 32px;
  height: 32px;
  position: relative;
}
.menu-toggle span {
  display: block;
  width: 24px;
  height: 1.5px;
  background: var(--ink);
  position: absolute;
  left: 4px;
  transition: all 0.3s var(--ease);
}
.menu-toggle span:nth-child(1) { top: 10px; }
.menu-toggle span:nth-child(2) { top: 16px; }
.menu-toggle span:nth-child(3) { top: 22px; }
.menu-toggle.active span:nth-child(1) { transform: rotate(45deg); top: 16px; }
.menu-toggle.active span:nth-child(2) { opacity: 0; }
.menu-toggle.active span:nth-child(3) { transform: rotate(-45deg); top: 16px; }

/* ============================================================
   HERO
   ============================================================ */
.hero {
  min-height: 100vh;
  padding: 8rem 0 4rem;
  position: relative;
  overflow: hidden;
  display: flex;
  align-items: center;
}
.hero-bg {
  position: absolute;
  inset: 0;
  z-index: 0;
  background:
    radial-gradient(1200px 600px at 80% 20%, rgba(93,139,255,0.15), transparent 60%),
    radial-gradient(800px 400px at 20% 90%, rgba(212,168,74,0.12), transparent 60%),
    linear-gradient(180deg, var(--cream) 0%, var(--paper) 100%);
}
.hero-grid-pattern {
  position: absolute;
  inset: 0;
  background-image:
    linear-gradient(rgba(15,37,115,0.035) 1px, transparent 1px),
    linear-gradient(90deg, rgba(15,37,115,0.035) 1px, transparent 1px);
  background-size: 80px 80px;
  mask-image: radial-gradient(ellipse at center, black 30%, transparent 75%);
  -webkit-mask-image: radial-gradient(ellipse at center, black 30%, transparent 75%);
}

.hero-content {
  position: relative;
  z-index: 2;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 4rem;
  align-items: center;
}
.hero-left { max-width: 620px; }
.hero-tagline {
  margin-bottom: 2rem;
  display: flex;
  align-items: center;
  gap: 1rem;
}
.hero-tagline .dot {
  width: 8px; height: 8px;
  background: var(--gold);
  border-radius: 50%;
  animation: pulse 2s infinite;
}
@keyframes pulse {
  0%, 100% { box-shadow: 0 0 0 0 rgba(212,168,74,0.5); }
  50% { box-shadow: 0 0 0 10px rgba(212,168,74,0); }
}

.hero h1 {
  margin-bottom: 1.75rem;
  animation: rise 1s var(--ease-out) both;
}
.hero h1 em {
  display: inline-block;
  position: relative;
}
.hero h1 em::after {
  content: "";
  position: absolute;
  left: 0; right: 0;
  bottom: 5px;
  height: 8px;
  background: var(--gold);
  opacity: 0.35;
  z-index: -1;
}

.hero-sub {
  font-size: 1.1rem;
  color: var(--muted);
  max-width: 520px;
  margin-bottom: 2.5rem;
  animation: rise 1s 0.15s var(--ease-out) both;
  line-height: 1.7;
}

.hero-cta {
  display: flex;
  gap: 1rem;
  flex-wrap: wrap;
  animation: rise 1s 0.3s var(--ease-out) both;
}

.hero-stats {
  margin-top: 4rem;
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 2rem;
  max-width: 540px;
  animation: rise 1s 0.5s var(--ease-out) both;
}
.hero-stat {
  padding-top: 1rem;
  border-top: 1px solid var(--border);
}
.hero-stat .num {
  font-family: var(--font-display);
  font-size: 2rem;
  font-weight: 400;
  color: var(--liloy-blue-deep);
  display: block;
}
.hero-stat .label {
  font-size: 0.75rem;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: var(--muted);
  margin-top: 0.25rem;
}

@keyframes rise {
  from { opacity: 0; transform: translateY(30px); }
  to { opacity: 1; transform: translateY(0); }
}

/* Hero Right — visual stack */
.hero-right {
  position: relative;
  animation: rise 1.2s 0.4s var(--ease-out) both;
}
.hero-card-stack {
  position: relative;
  aspect-ratio: 1 / 1.1;
  max-width: 520px;
  margin-left: auto;
}
.hero-card {
  position: absolute;
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-lg);
}
.hero-card-1 {
  width: 70%;
  aspect-ratio: 3 / 4;
  top: 0;
  left: 0;
  background: linear-gradient(135deg, var(--liloy-blue), var(--liloy-blue-deep));
  padding: 2rem;
  color: var(--cream);
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  transform: rotate(-3deg);
  transition: transform 0.4s var(--ease);
}
.hero-card-1:hover { transform: rotate(0deg) translateY(-8px); }
.hero-card-1 h3 {
  color: var(--cream);
  font-size: 1.5rem;
  line-height: 1.1;
  font-weight: 400;
}
.hero-card-1 .card-note {
  font-size: 0.75rem;
  opacity: 0.7;
  letter-spacing: 0.1em;
  text-transform: uppercase;
}
.hero-card-1 .rate {
  font-family: var(--font-display);
  font-size: 4rem;
  line-height: 1;
  color: var(--gold);
  font-weight: 400;
}
.hero-card-1 .rate small { font-size: 1rem; color: var(--cream); opacity: 0.7; }

.hero-card-2 {
  width: 55%;
  aspect-ratio: 4 / 5;
  bottom: 0;
  right: 0;
  transform: rotate(4deg);
  transition: transform 0.4s var(--ease);
  background: var(--paper);
  border: 1px solid var(--border);
  padding: 1.5rem;
}
.hero-card-2:hover { transform: rotate(0deg) translateY(-8px); }
.hero-card-2-inner {
  height: 100%;
  background: linear-gradient(135deg, var(--gold-light), var(--gold));
  border-radius: 8px;
  padding: 1.5rem;
  display: flex;
  flex-direction: column;
  justify-content: flex-end;
  color: var(--liloy-blue-dark);
}
.hero-card-2 h4 {
  font-family: var(--font-display);
  font-weight: 500;
  font-size: 1.25rem;
  line-height: 1.2;
}
.hero-card-2 p { font-size: 0.8rem; opacity: 0.8; margin-top: 0.5rem; }

.hero-badge {
  position: absolute;
  top: 40%;
  right: -10px;
  background: var(--cream);
  padding: 0.6rem 1rem;
  border-radius: 999px;
  box-shadow: var(--shadow-md);
  font-size: 0.75rem;
  font-weight: 600;
  color: var(--liloy-blue-deep);
  display: flex;
  align-items: center;
  gap: 0.5rem;
  z-index: 3;
}
.hero-badge::before {
  content: "●";
  color: var(--success);
  animation: pulse 2s infinite;
}

/* ============================================================
   MARQUEE
   ============================================================ */
.marquee {
  background: var(--liloy-blue-dark);
  color: var(--cream);
  padding: 1rem 0;
  overflow: hidden;
  border-top: 1px solid rgba(255,255,255,0.08);
  border-bottom: 1px solid rgba(255,255,255,0.08);
}
.marquee-track {
  display: flex;
  gap: 4rem;
  white-space: nowrap;
  animation: marquee 40s linear infinite;
}
.marquee span {
  font-family: var(--font-display);
  font-size: 1.5rem;
  font-weight: 300;
  letter-spacing: -0.01em;
  display: inline-flex;
  align-items: center;
  gap: 3rem;
}
.marquee span::after { content: "✦"; color: var(--gold); }
@keyframes marquee {
  from { transform: translateX(0); }
  to { transform: translateX(-50%); }
}

/* ============================================================
   SERVICES SECTION (Deposits & Loans)
   ============================================================ */
.services {
  background: var(--paper);
  position: relative;
}
.services-header {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 4rem;
  margin-bottom: 5rem;
  align-items: end;
}
.services-header p { color: var(--muted); font-size: 1.05rem; max-width: 460px; }

.service-tabs {
  display: flex;
  gap: 0.5rem;
  margin-bottom: 3rem;
  border-bottom: 1px solid var(--border);
  overflow-x: auto;
}
.service-tab {
  padding: 1rem 1.5rem;
  background: none;
  border: none;
  border-bottom: 2px solid transparent;
  font-family: var(--font-body);
  font-size: 0.95rem;
  font-weight: 500;
  color: var(--muted);
  cursor: pointer;
  transition: all 0.25s var(--ease);
  white-space: nowrap;
  margin-bottom: -1px;
}
.service-tab:hover { color: var(--ink); }
.service-tab.active {
  color: var(--liloy-blue-deep);
  border-bottom-color: var(--liloy-blue-deep);
}

.services-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 1.5rem;
}

.service-card {
  background: var(--cream);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 2rem;
  transition: all 0.4s var(--ease);
  position: relative;
  overflow: hidden;
  cursor: pointer;
  display: flex;
  flex-direction: column;
  min-height: 320px;
}
.service-card::before {
  content: "";
  position: absolute;
  top: 0; left: 0;
  width: 100%;
  height: 3px;
  background: var(--gold);
  transform: scaleX(0);
  transform-origin: left;
  transition: transform 0.4s var(--ease);
}
.service-card:hover {
  transform: translateY(-8px);
  border-color: var(--liloy-blue-light);
  box-shadow: var(--shadow-md);
}
.service-card:hover::before { transform: scaleX(1); }

.service-card-icon {
  width: 52px; height: 52px;
  background: var(--liloy-blue-deep);
  color: var(--gold);
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.5rem;
  margin-bottom: 1.5rem;
  transition: transform 0.4s var(--ease);
}
.service-card:hover .service-card-icon {
  transform: rotate(-8deg) scale(1.05);
}

.service-card h3 {
  font-size: 1.4rem;
  margin-bottom: 0.75rem;
}
.service-card p {
  color: var(--muted);
  font-size: 0.95rem;
  flex-grow: 1;
}

.service-meta {
  display: flex;
  gap: 1rem;
  margin-top: 1.25rem;
  padding-top: 1.25rem;
  border-top: 1px dashed var(--border);
  flex-wrap: wrap;
}
.service-meta div { font-size: 0.8rem; }
.service-meta strong { color: var(--liloy-blue-deep); display: block; font-size: 1rem; font-family: var(--font-display); font-weight: 500; }
.service-meta small { color: var(--muted); text-transform: uppercase; letter-spacing: 0.08em; font-size: 0.7rem; }

/* Service content panels */
.service-panel { display: none; }
.service-panel.active { display: block; animation: fade 0.4s var(--ease); }
@keyframes fade { from { opacity: 0; transform: translateY(10px); } to { opacity: 1; transform: translateY(0); } }

/* ============================================================
   FEATURE STRIP
   ============================================================ */
.features {
  background: var(--liloy-blue-dark);
  color: var(--cream);
  padding: 5rem 0;
  position: relative;
  overflow: hidden;
}
.features::before {
  content: "";
  position: absolute;
  inset: 0;
  background-image:
    linear-gradient(rgba(255,255,255,0.03) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255,255,255,0.03) 1px, transparent 1px);
  background-size: 60px 60px;
}
.features-inner {
  position: relative;
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 2rem;
}
.feature {
  padding: 1.5rem 0;
  border-left: 1px solid rgba(255,255,255,0.1);
  padding-left: 1.5rem;
}
.feature-num {
  font-family: var(--font-mono);
  font-size: 0.75rem;
  color: var(--gold);
  letter-spacing: 0.15em;
  margin-bottom: 1rem;
}
.feature h4 {
  font-family: var(--font-display);
  font-weight: 400;
  font-size: 1.4rem;
  margin-bottom: 0.5rem;
  color: var(--cream);
}
.feature p { font-size: 0.9rem; opacity: 0.7; line-height: 1.6; }

/* ============================================================
   FEED / UPDATES
   ============================================================ */
.feed { background: var(--cream); }
.feed-layout {
  display: grid;
  grid-template-columns: 2.2fr 1fr;
  gap: 3rem;
  margin-top: 3rem;
}
.feed-main {}
.feed-sidebar {}

.post-card {
  background: var(--paper);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 2rem;
  margin-bottom: 1.5rem;
  transition: all 0.3s var(--ease);
}
.post-card:hover { border-color: var(--border-soft); box-shadow: var(--shadow-sm); }

.post-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 1rem;
  flex-wrap: wrap;
  gap: 0.75rem;
}
.post-author {
  display: flex;
  align-items: center;
  gap: 0.75rem;
}
.post-avatar {
  width: 42px; height: 42px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--liloy-blue), var(--liloy-blue-deep));
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--gold);
  font-weight: 700;
  font-family: var(--font-display);
}
.post-author-info strong { display: block; font-weight: 600; font-size: 0.95rem; }
.post-author-info small { color: var(--muted); font-size: 0.8rem; }

.post-category {
  font-size: 0.7rem;
  padding: 0.3rem 0.7rem;
  border-radius: 999px;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  font-weight: 600;
}
.post-category.announcement { background: rgba(26,58,156,0.1); color: var(--liloy-blue-deep); }
.post-category.promo { background: rgba(212,168,74,0.2); color: var(--gold-dark); }
.post-category.news { background: rgba(45,122,62,0.1); color: var(--success); }
.post-category.event { background: rgba(193,58,58,0.1); color: var(--danger); }

.post-title {
  font-size: 1.5rem;
  margin-bottom: 0.75rem;
}
.post-content { color: var(--ink-soft); line-height: 1.7; margin-bottom: 1.25rem; }
.post-image {
  border-radius: 8px;
  overflow: hidden;
  margin: 1rem 0;
  max-height: 400px;
}
.post-image img { width: 100%; object-fit: cover; }

.reactions-bar {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  padding: 1rem 0;
  border-top: 1px solid var(--border);
  flex-wrap: wrap;
}
.reaction-btn {
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  padding: 0.5rem 0.85rem;
  background: var(--cream);
  border: 1px solid var(--border);
  border-radius: 999px;
  cursor: pointer;
  font-size: 0.85rem;
  transition: all 0.2s var(--ease);
  font-family: var(--font-body);
}
.reaction-btn:hover {
  transform: translateY(-2px) scale(1.05);
  border-color: var(--liloy-blue-light);
  background: var(--paper);
}
.reaction-btn.active {
  background: var(--liloy-blue-deep);
  color: var(--cream);
  border-color: var(--liloy-blue-deep);
}
.reaction-btn .emoji { font-size: 1rem; }
.reaction-btn .count { font-weight: 600; }

.comments-toggle {
  margin-left: auto;
  background: none;
  border: none;
  color: var(--muted);
  cursor: pointer;
  font-size: 0.85rem;
  display: flex;
  align-items: center;
  gap: 0.35rem;
}
.comments-toggle:hover { color: var(--liloy-blue); }

.comments-section {
  display: none;
  margin-top: 1rem;
  padding-top: 1rem;
  border-top: 1px solid var(--border);
}
.comments-section.active { display: block; animation: fade 0.3s var(--ease); }

.comment {
  display: flex;
  gap: 0.75rem;
  margin-bottom: 1rem;
  padding: 0.75rem;
  background: var(--cream);
  border-radius: 8px;
}
.comment-avatar {
  width: 32px; height: 32px;
  border-radius: 50%;
  background: var(--gold-light);
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 700;
  color: var(--liloy-blue-deep);
  font-size: 0.85rem;
  flex-shrink: 0;
}
.comment-body { flex: 1; }
.comment-author { font-weight: 600; font-size: 0.9rem; display: flex; align-items: center; gap: 0.5rem; }
.comment-author small { color: var(--muted); font-weight: 400; font-size: 0.75rem; }
.comment-text { font-size: 0.9rem; color: var(--ink-soft); margin-top: 0.2rem; }

.comment-form {
  display: flex;
  gap: 0.5rem;
  margin-top: 1rem;
  flex-wrap: wrap;
}
.comment-form input[type="text"] {
  flex: 1;
  min-width: 150px;
  padding: 0.6rem 0.85rem;
  border: 1px solid var(--border);
  border-radius: 8px;
  font-family: var(--font-body);
  font-size: 0.88rem;
  background: var(--cream);
}
.comment-form input[type="text"]:focus { outline: none; border-color: var(--liloy-blue); }
.comment-form input[name="guest_name"] { flex: 0 0 140px; }
.comment-form button {
  padding: 0.6rem 1.2rem;
  background: var(--liloy-blue-deep);
  color: var(--cream);
  border: none;
  border-radius: 8px;
  font-weight: 600;
  cursor: pointer;
  font-size: 0.85rem;
  transition: background 0.2s;
}
.comment-form button:hover { background: var(--liloy-blue-dark); }

.sidebar-card {
  background: var(--paper);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 1.5rem;
  margin-bottom: 1.5rem;
  position: sticky;
  top: 90px;
}
.sidebar-card h4 { margin-bottom: 1rem; font-family: var(--font-display); font-weight: 500; }

/* ============================================================
   CALENDAR
   ============================================================ */
.calendar-container {
  background: var(--paper);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 2rem;
  margin-top: 3rem;
}
.calendar-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 1.5rem;
}
.calendar-nav {
  display: flex;
  gap: 0.5rem;
}
.calendar-nav button {
  width: 36px; height: 36px;
  background: var(--cream);
  border: 1px solid var(--border);
  border-radius: 8px;
  cursor: pointer;
  font-size: 1rem;
  color: var(--liloy-blue-deep);
  transition: all 0.2s;
}
.calendar-nav button:hover { background: var(--liloy-blue-deep); color: var(--cream); }

.calendar-title {
  font-family: var(--font-display);
  font-size: 1.5rem;
  font-weight: 500;
}

.calendar-grid {
  display: grid;
  grid-template-columns: repeat(7, 1fr);
  gap: 4px;
}
.calendar-day-label {
  text-align: center;
  padding: 0.75rem 0.25rem;
  font-size: 0.7rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--muted);
}
.calendar-cell {
  aspect-ratio: 1;
  padding: 0.5rem;
  border-radius: 6px;
  background: var(--cream);
  position: relative;
  font-size: 0.85rem;
  display: flex;
  flex-direction: column;
  cursor: default;
  transition: all 0.2s;
}
.calendar-cell:hover { background: var(--border-soft); }
.calendar-cell.empty { background: transparent; }
.calendar-cell.today {
  background: var(--liloy-blue-deep);
  color: var(--cream);
  font-weight: 700;
}
.calendar-cell.has-event {
  background: rgba(212,168,74,0.15);
  border: 1px solid var(--gold);
  cursor: pointer;
}
.calendar-cell.has-event.holiday { background: rgba(193,58,58,0.1); border-color: var(--danger); }
.calendar-cell .day-num { font-weight: 600; }
.calendar-cell .event-dot {
  width: 4px; height: 4px;
  border-radius: 50%;
  background: var(--gold);
  margin-top: auto;
  align-self: flex-start;
}

.event-list {
  margin-top: 2rem;
  padding-top: 2rem;
  border-top: 1px solid var(--border);
}
.event-item {
  display: flex;
  gap: 1rem;
  padding: 1rem 0;
  border-bottom: 1px dashed var(--border);
}
.event-date {
  flex-shrink: 0;
  width: 60px;
  text-align: center;
}
.event-date .month {
  display: block;
  font-size: 0.7rem;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--gold-dark);
  font-weight: 700;
}
.event-date .day {
  font-family: var(--font-display);
  font-size: 2rem;
  font-weight: 500;
  line-height: 1;
  color: var(--liloy-blue-deep);
}
.event-body h5 { font-size: 1rem; margin-bottom: 0.2rem; font-family: var(--font-display); font-weight: 500; }
.event-body p { font-size: 0.85rem; color: var(--muted); }
.event-type-badge {
  display: inline-block;
  font-size: 0.65rem;
  padding: 0.2rem 0.5rem;
  border-radius: 999px;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  margin-top: 0.3rem;
  font-weight: 600;
}
.event-type-badge.holiday { background: rgba(193,58,58,0.1); color: var(--danger); }
.event-type-badge.event { background: rgba(26,58,156,0.1); color: var(--liloy-blue); }
.event-type-badge.promo { background: rgba(212,168,74,0.2); color: var(--gold-dark); }

/* ============================================================
   CAREERS
   ============================================================ */
.careers { background: var(--paper); }
.career-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(340px, 1fr));
  gap: 1.5rem;
  margin-top: 3rem;
}
.career-card {
  background: var(--cream);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 2rem;
  transition: all 0.3s var(--ease);
  display: flex;
  flex-direction: column;
}
.career-card:hover {
  border-color: var(--liloy-blue-light);
  transform: translateY(-4px);
  box-shadow: var(--shadow-md);
}
.career-card-top {
  display: flex;
  justify-content: space-between;
  align-items: start;
  margin-bottom: 1rem;
}
.career-card h3 {
  font-size: 1.25rem;
  margin-bottom: 0.35rem;
}
.career-card .dept {
  font-size: 0.8rem;
  color: var(--gold-dark);
  text-transform: uppercase;
  letter-spacing: 0.08em;
  font-weight: 600;
}
.career-card .emp-type {
  padding: 0.3rem 0.7rem;
  background: var(--border-soft);
  border-radius: 999px;
  font-size: 0.7rem;
  font-weight: 600;
  color: var(--ink-soft);
}
.career-card p {
  color: var(--muted);
  font-size: 0.9rem;
  margin-bottom: 1rem;
  flex-grow: 1;
}
.career-meta {
  display: flex;
  gap: 1rem;
  padding-top: 1rem;
  border-top: 1px dashed var(--border);
  margin-bottom: 1rem;
  flex-wrap: wrap;
  font-size: 0.8rem;
}
.career-meta div { display: flex; align-items: center; gap: 0.3rem; color: var(--muted); }
.career-meta strong { color: var(--ink); }

/* ============================================================
   MODAL
   ============================================================ */
.modal-overlay {
  position: fixed;
  inset: 0;
  background: rgba(10,14,39,0.7);
  backdrop-filter: blur(8px);
  -webkit-backdrop-filter: blur(8px);
  z-index: 1000;
  display: none;
  align-items: center;
  justify-content: center;
  padding: 1rem;
  overflow-y: auto;
}
.modal-overlay.active { display: flex; animation: fade 0.3s; }
.modal {
  background: var(--paper);
  border-radius: var(--radius-lg);
  padding: 2.5rem;
  max-width: 640px;
  width: 100%;
  max-height: 90vh;
  overflow-y: auto;
  position: relative;
  animation: modalRise 0.4s var(--ease-out);
}
@keyframes modalRise {
  from { opacity: 0; transform: translateY(30px) scale(0.97); }
  to { opacity: 1; transform: translateY(0) scale(1); }
}
.modal-close {
  position: absolute;
  top: 1rem;
  right: 1rem;
  width: 36px; height: 36px;
  border-radius: 50%;
  background: var(--border-soft);
  border: none;
  cursor: pointer;
  font-size: 1.2rem;
  color: var(--ink);
}
.modal-close:hover { background: var(--border); }
.modal h3 { margin-bottom: 1.5rem; }

/* ============================================================
   FORMS
   ============================================================ */
.form-group { margin-bottom: 1.25rem; }
.form-group label {
  display: block;
  font-size: 0.8rem;
  font-weight: 600;
  margin-bottom: 0.4rem;
  color: var(--ink-soft);
  letter-spacing: 0.03em;
}
.form-group input[type="text"],
.form-group input[type="email"],
.form-group input[type="tel"],
.form-group input[type="number"],
.form-group input[type="file"],
.form-group select,
.form-group textarea {
  width: 100%;
  padding: 0.75rem 0.9rem;
  background: var(--cream);
  border: 1px solid var(--border);
  border-radius: 8px;
  font-family: var(--font-body);
  font-size: 0.95rem;
  transition: all 0.2s;
}
.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  outline: none;
  border-color: var(--liloy-blue);
  background: var(--paper);
  box-shadow: 0 0 0 3px rgba(26,58,156,0.08);
}
.form-group textarea { min-height: 100px; resize: vertical; }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 1rem; }

/* ============================================================
   APPLY LOAN CTA
   ============================================================ */
.apply-cta {
  background: linear-gradient(135deg, var(--liloy-blue-deep), var(--liloy-blue-dark));
  color: var(--cream);
  padding: 6rem 0;
  text-align: center;
  position: relative;
  overflow: hidden;
}
.apply-cta::before {
  content: "";
  position: absolute;
  width: 600px; height: 600px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(212,168,74,0.2), transparent 70%);
  top: -300px; right: -200px;
}
.apply-cta h2 { color: var(--cream); max-width: 720px; margin: 0 auto 1.5rem; position: relative; }
.apply-cta h2 em { color: var(--gold); font-style: italic; }
.apply-cta p { max-width: 560px; margin: 0 auto 2rem; opacity: 0.85; font-size: 1.05rem; position: relative; }
.apply-cta .btn { position: relative; }

/* ============================================================
   CONTACT / FOOTER
   ============================================================ */
.contact {
  background: var(--cream);
  padding: 6rem 0 3rem;
}
.contact-grid {
  display: grid;
  grid-template-columns: 1fr 1fr 1fr 1fr;
  gap: 3rem;
  margin-top: 3rem;
  margin-bottom: 4rem;
}
.contact-branch h4 {
  font-family: var(--font-display);
  font-weight: 500;
  margin-bottom: 1rem;
  color: var(--liloy-blue-deep);
  padding-bottom: 0.5rem;
  border-bottom: 2px solid var(--gold);
  display: inline-block;
}
.contact-branch p {
  font-size: 0.9rem;
  color: var(--ink-soft);
  margin-bottom: 0.3rem;
}
.contact-branch p strong { color: var(--ink); display: block; margin-top: 0.5rem; font-size: 0.75rem; text-transform: uppercase; letter-spacing: 0.08em; color: var(--muted); margin-bottom: 0.1rem; }

.footer {
  border-top: 1px solid var(--border);
  padding-top: 3rem;
}
.footer-bottom {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding-top: 2rem;
  flex-wrap: wrap;
  gap: 1rem;
  font-size: 0.85rem;
  color: var(--muted);
}
.footer-bottom .social {
  display: flex;
  gap: 0.75rem;
}
.footer-bottom .social a {
  width: 36px; height: 36px;
  border-radius: 50%;
  background: var(--paper);
  border: 1px solid var(--border);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--liloy-blue-deep);
  text-decoration: none;
  transition: all 0.2s;
}
.footer-bottom .social a:hover { background: var(--liloy-blue-deep); color: var(--gold); transform: translateY(-2px); }

/* Developer credit */
.footer-credit {
  margin-top: 1.5rem;
  padding-top: 1.5rem;
  border-top: 1px dashed var(--border);
  display: flex;
  justify-content: center;
  align-items: center;
  gap: 0.5rem;
  font-size: 0.78rem;
  color: var(--muted);
  letter-spacing: 0.02em;
}
.footer-credit a {
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  color: var(--liloy-blue-deep);
  text-decoration: none;
  font-weight: 600;
  padding: 0.3rem 0.7rem;
  border-radius: 999px;
  transition: all 0.25s var(--ease);
  position: relative;
}
.footer-credit a::before {
  content: "";
  position: absolute;
  inset: 0;
  border-radius: 999px;
  background: linear-gradient(135deg, var(--liloy-blue-deep), var(--gold));
  opacity: 0;
  transition: opacity 0.3s var(--ease);
  z-index: -1;
}
.footer-credit a:hover {
  color: var(--cream);
  transform: translateY(-1px);
}
.footer-credit a:hover::before { opacity: 1; }
.footer-credit .credit-name {
  font-family: var(--font-display);
  font-style: italic;
  font-weight: 500;
  letter-spacing: 0.01em;
}
.footer-credit svg {
  transition: transform 0.3s var(--ease);
}
.footer-credit a:hover svg {
  transform: scale(1.15) rotate(-6deg);
}

/* ============================================================
   TOAST NOTIFICATIONS
   ============================================================ */
.toast-container {
  position: fixed;
  top: 90px;
  right: 2rem;
  z-index: 2000;
  display: flex;
  flex-direction: column;
  gap: 0.5rem;
  pointer-events: none;
}
.toast {
  padding: 1rem 1.25rem;
  background: var(--ink);
  color: var(--cream);
  border-radius: 8px;
  box-shadow: var(--shadow-md);
  font-size: 0.9rem;
  max-width: 340px;
  animation: toastIn 0.3s var(--ease-out);
  pointer-events: auto;
  display: flex;
  gap: 0.75rem;
  align-items: start;
}
.toast.success { background: var(--success); }
.toast.error { background: var(--danger); }
@keyframes toastIn {
  from { opacity: 0; transform: translateX(30px); }
  to { opacity: 1; transform: translateX(0); }
}
@keyframes toastOut {
  to { opacity: 0; transform: translateX(30px); }
}

/* ============================================================
   RESPONSIVE
   ============================================================ */
@media (max-width: 1024px) {
  .hero-content { grid-template-columns: 1fr; }
  .hero-right { display: none; }
  .services-header { grid-template-columns: 1fr; }
  .feed-layout { grid-template-columns: 1fr; }
  .features-inner { grid-template-columns: repeat(2, 1fr); }
  .contact-grid { grid-template-columns: repeat(2, 1fr); }
}

@media (max-width: 720px) {
  .section { padding: 4.5rem 0; }
  .container, .container-narrow { padding: 0 1.25rem; }
  .nav-links, .nav-cta { display: none; }
  .menu-toggle { display: block; }

  .nav-links.mobile-open {
    display: flex;
    flex-direction: column;
    position: absolute;
    top: 100%; left: 0; right: 0;
    background: var(--paper);
    padding: 1.5rem;
    border-top: 1px solid var(--border);
    box-shadow: var(--shadow-md);
    gap: 1rem;
    align-items: start;
  }

  .features-inner { grid-template-columns: 1fr; }
  .contact-grid { grid-template-columns: 1fr; }
  .hero-stats { grid-template-columns: repeat(3, 1fr); gap: 1rem; }
  .form-row { grid-template-columns: 1fr; }
  .calendar-cell { font-size: 0.75rem; padding: 0.3rem; }
  .modal { padding: 1.5rem; }
  .toast-container { right: 1rem; left: 1rem; }
  .toast { max-width: 100%; }
}

/* Custom scroll */
::-webkit-scrollbar { width: 10px; height: 10px; }
::-webkit-scrollbar-track { background: var(--cream); }
::-webkit-scrollbar-thumb { background: var(--border); border-radius: 10px; }
::-webkit-scrollbar-thumb:hover { background: var(--muted); }

/* Selection */
::selection { background: var(--gold); color: var(--liloy-blue-dark); }