Serving Zamboanga del Norte

Banking that grows with the land, the family, the dream.

From rice fields to storefronts, from classrooms to retirement — Rural Bank of Liloy has been the trusted partner of the people of Zamboanga del Norte since 1979. Your deposits are safe here. Your loans are approved quickly. Your future is our purpose.

0.83% Monthly rate from
9+ Loan products
47+ Years since 1979
Agricultural Loan

Farm Development & Equipment Financing

Interest from
0.83% / mo

Microfinance Loan — Now covered by Family Insurance

Up to ₱300,000 · 100% insured · Weekly to monthly terms

Accepting new members
Savings Deposit Time Deposit Education Savers Club Agricultural Loan Commercial Loan Salary Loan Pension Loan MABS Loan Microfinance Loan Savings Deposit Time Deposit Education Savers Club Agricultural Loan Commercial Loan Salary Loan Pension Loan MABS Loan Microfinance Loan
Our Services

Deposits to grow your savings, loans to grow your life.

We accept three types of deposits and grant six categories of loans — each designed around the real lives of farmers, entrepreneurs, employees, and retirees in Zamboanga del Norte.

Savings Deposit

Start saving with a trusted local partner. Earn competitive interest on every peso you set aside for tomorrow.

Start from₱100
InterestCompetitive

Time Deposit

Lock in higher rates for guaranteed returns. Our time deposits give your savings room to grow, risk-free.

Term30 days+
ReturnsHigher rate

Education Savers Club

Every parent dreams of a better future for their child. Start a dedicated fund for tuition, books, and dreams.

ForStudents
TypeLong-term

Agricultural Loan

Farm development, equipment, livestock, poultry — we fund what grows the land.

Term1 to 5 years
Rateas low as 0.83%

Commercial Loan

Expand your business, buy commercial land, purchase equipment — scale with confidence.

Term1 to 5 years
Rateas low as 0.83%

Salary Loan

Quick cash when you need it, repaid conveniently through your salary deductions.

TypeEmployee
AccessFast approval

Pension Loan

Senior citizens deserve dignified financial support. Borrow against your pension, hassle-free.

ForPensioners
AccessEasy terms

MABS Loan

Micro Agri Business Savers — tailored financing for small agricultural entrepreneurs.

ForMicro-agri
FocusSmall farmers

Microfinance Loan

From ₱10,000 to ₱300,000 — with life insurance, family coverage, and weekly or monthly payments.

Amount₱10K – ₱300K
Insurance100% covered
01 / TRUST

A Neighbor Bank

Run by people who know your name, your farm, your family. Not a number.

02 / COVERAGE

Insured Products

Microfinance comes with Family & Loan insurance — coverage built in, not sold separately.

03 / SPEED

Fast Approval

Apply at any branch or online. Decisions in days, not weeks.

04 / LOCAL

BSP Supervised

Regulated by Bangko Sentral ng Pilipinas. Your deposits are PDIC-insured.

Updates & Announcements

Fresh from the bank floor.

React, comment, and stay in the loop. Everyone's welcome — no account needed.

Welcome to our New Website

We are pleased to launch our new digital home. Explore our loan products, apply online, and stay updated with bank announcements. Thank you for banking with Rural Bank of Liloy (ZN), Inc.

Low Interest Rate Promo — As Low as 0.83% Monthly

For a limited time, avail of our Agricultural and Commercial Loans at prevailing market rates as low as 0.83% per month. Visit any of our branches or inquire online today.

Microfinance Loan — Now with Life Insurance Benefits

Every Microfinance Loan now comes covered with Family Insurance (up to 8 units) and 100% Loan Insurance. Protect your family while growing your business.
Calendar

Holidays, events, and moments that matter.

Plan your visits around our schedule. Philippine regular holidays and bank-specific events are listed here.

Ready when you are

Turn plans into action. Apply for a loan online in minutes.

Fill out the form and our loan officer will contact you within one business day. No fees to apply.

Join the Team

Build a career, not just a job.

We're hiring in our branches across Zamboanga del Norte and Zamboanga Sibugay. See openings below.

Credit Department

Loan Officer

Full-time

Evaluate loan applications, conduct credit investigations, and maintain a healthy loan portfolio for our branch.

📍 Liloy, Zamboanga del Norte
Until Jun 30, 2026
Details
Branch Operations

Teller

Full-time

Process customer transactions, maintain cash accuracy, and provide excellent customer service at the teller counter.

📍 Liloy, Zamboanga del Norte
Until May 31, 2026
Details
IT Department

IT Support Specialist

Full-time

Maintain bank IT infrastructure, support users, and assist in digital transformation projects.

📍 Liloy, Zamboanga del Norte
Until Jun 15, 2026
Details